❯ Practice · Fintech Licensing

Licensing for fintech, payments, and crypto in Europe.

Getting authorised is hard. The rules shift by country and by product. We turn that maze into a clear, staged plan you can fund and ship against.

Our team speaks both law and product. We have run EMI, payment, and MiCA files across ten-plus European jurisdictions.

Regimes

One file, drafted the way the regulator reads it.

EMI

We prepare the full EMI dossier. That covers your safeguarding plan, capital proof, and governance map. Regulators read these first.

Payment and account-information licences under PSD2. We scope the right permission set so you do not over-apply or stall.

CASP

MiCA reshaped crypto rules across the EU. We map your tokens and services to the CASP regime and draft the white paper.

AML

No licence ships without sound controls. We build your AML policy, risk model, and onboarding flow to match the regulator's bar.

How we work

First we map your product to the right regime. Wrong scope is the top reason files get bounced.

We draft policies, capital proof, and the business plan. Each piece is written the way the regulator wants to read it.

We field the review questions and respond fast. Clean answers keep your clock from resetting.

Approval is the start, not the end. We set up the ongoing reporting so your licence stays in good standing.

Tell us what you are building. We will name the right regime and the path to approval. No generic opinions. Just a clear plan with dates.